[Jan-2026] Download Real AFP CTP Exam Dumps Test Engine Exam Questions
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NEW QUESTION # 164
Which of the following capital budgeting methods ignores the time value of money?
- A. Profitability Index
- B. Payback period
- C. Internal Rate of Return
- D. Net Present Value
Answer: B
NEW QUESTION # 165
Improvements to the cash flow timeline from a selling company's perspective would include:
- A. decreasing disbursement float.
- B. decreasing collection float.
- C. increasing mail float.
- D. increasing invoice float.
Answer: B
NEW QUESTION # 166
XYZ Company is a fairly new and high growth company funded by venture capital. Which of the following performance measures is it MOST LIKELY to use?
- A. Free cash flow
- B. Economic value added
- C. Residual income
- D. Net present value
Answer: A
NEW QUESTION # 167
A company is evaluating its employee healthcare expense and payroll applications. If the company wishes to provide maximum convenience to its employees, which payment method is the BEST choice?
- A. Travel cards
- B. Checks
- C. Stored value cards
- D. Purchasing cards
Answer: C
NEW QUESTION # 168
A company is experiencing the following long-term trend on a month-over-month basis:
With all other income, expenses, long-term assets and liabilities remaining stable, this trend would MOST LIKELY prompt what action by the company?
- A. Reducing labor costs
- B. Factoring accounts receivable
- C. Repaying short-term debt
- D. Financing working capital requirements
Answer: C
NEW QUESTION # 169
Which of the following is NOT a consideration for treasury managers when implementing electronic communications with FSPs?
- A. Physical location of FSP
- B. Cost limitations
- C. Security concerns
- D. Telecommunications infrastructure
Answer: A
NEW QUESTION # 170
Which of the following business practices does NOT comply with the Uniform Commercial Code?
- A. A bank elects to return stale-dated items.
- B. A company receives a check marked "paid in full" and disputes it 120 days later.
- C. A company reconciles its bank statements within 30 days of receipt.
- D. A bank exercises ordinary care when it examines signatures on checks received.
Answer: B
NEW QUESTION # 171
The discount rate for a T-bill with a face value of $200,000, 182 days to maturity, and a selling price of $194,375 would be:
- A. 2.80%.
- B. 5.56%.
- C. 5.63%.
- D. 49.18%.
Answer: B
NEW QUESTION # 172
A put option gives the holder the right to:
- A. buy long shares of the underlying stock at the strike price.
- B. buy the underlying stock at the strike price.
- C. sell the underlying stock at the strike price.
- D. sell short shares of the underlying stock at the strike price.
Answer: C
NEW QUESTION # 173
Which statement is true about credit unions?
- A. They offer lending rates similar to other financial institutions.
- B. They can only be chartered by state agencies.
- C. Their deposits are insured by the FDI
- D. They are not-for-profit organizations.
Answer: D
NEW QUESTION # 174
Monetary policy is set by a country's central bank. If the central bank increases the reserve requirement, which of the following will occur?
- A. Decrease in interest rates
- B. Decrease in money supply
- C. Increase in consumer loans
- D. Increase in inflation risk
Answer: B
NEW QUESTION # 175
A recent investigation by a major news network discovered that the management of a company has been actively working to inflate short-term profits in order to increase their bonus payout at the expense of long- term profits. Management actions are an example of an:
- A. agency problem.
- B. extension risk.
- C. insolvency.
Answer: C
NEW QUESTION # 176
An internal auditor discovers that employees can enter and approve their own wire transfers. This practice violates what internal control?
- A. Appropriate monitoring of covenant compliance
- B. Adequate segregation of duties
- C. Accurate reporting of cash transactions
- D. Proper authorization of investment transactions
Answer: B
NEW QUESTION # 177
Evaluating the liquidity needs of an organization is a function of:
- A. short-term investment yield forecasting.
- B. long-term investment yield forecasting.
- C. short-term cash flow forecasting.
- D. long-term cash flow forecasting.
Answer: C
NEW QUESTION # 178
XYZ Company has incurred a financially devastating event because of a hurricane at its offshore manufacturing plant. Due to the impact on liquidity, the company may not be able to survive. What should the Treasurer have done in order to assess the risk associated with this type of event?
- A. Negotiate back-up lines of credit
- B. Purchase sufficient insurance
- C. Evaluate financial derivatives contract
- D. Develop a contingency funding plan
Answer: D
NEW QUESTION # 179
The PRIMARY difference between money market instruments and capital market instruments is that capital market instruments are securities that are:
- A. issued by lenders with credit ratings.
- B. less than a one-year maturity.
- C. long-term in nature.
- D. generally more liquid.
Answer: C
NEW QUESTION # 180
Which of the following is an example of a qualitative factor used in making credit decisions?
- A. Character
- B. Capital
- C. Collateral
- D. Capacity
Answer: A
NEW QUESTION # 181
A lockbox system is characterized by which of the following?
- A. Processing of documentary collections
- B. Relatively few collection points
- C. Limited or no deposit information reporting
- D. A large number of cash deposits
Answer: B
NEW QUESTION # 182
A put option gives the holder the right to:
- A. buy long shares of the underlying stock at the strike price.
- B. buy the underlying stock at the strike price.
- C. sell the underlying stock at the strike price.
- D. sell short shares of the underlying stock at the strike price.
Answer: C
NEW QUESTION # 183
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