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Insurance Licensing NY-Independent-General-Adjuster - NewYorkIndependent General Adjuster (Series 17-70)

Updated: Sep 29, 2026

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NY-Independent-General-Adjuster Braindumps VCE
  • Exam Code: NY-Independent-General-Adjuster
  • Exam Name: NewYorkIndependent General Adjuster (Series 17-70)

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Insurance Licensing NY-Independent-General-Adjuster Exam Syllabus Topics:

SectionWeightObjectives
Personal Inland Marine13%- Personal Property Floater
  • 1. Coverage and Eligible Property
    - Personal Effects Floater
    • 1. Coverage and Loss Settlement
      - Personal Articles Floater
      • 1. Scheduled Personal Property
        Commercial Package Policy38%- Transportation Coverages
        • 1. Motor Truck Cargo
          • 2. Common Carrier Legal Liability
            • 3. Transit Coverage
              - Commercial Inland Marine
              • 1. Accounts Receivable and Valuable Papers
                • 2. Marine Definition and Conditions
                  • 3. Jewelers Block, Signs and Electronic Data Processing
                    • 4. Contractors Equipment and Installation Floaters
                      - Commercial Policy Components
                      • 1. Common Policy Declarations
                        • 2. Common Policy Conditions
                          Dwelling Policy6%- Property Coverages
                          • 1. Personal Property and Loss of Use
                            • 2. Dwelling and Other Structures
                              - Exclusions, Conditions and Endorsements
                              • 1. New York and Selected Endorsements
                                • 2. General Exclusions and Conditions
                                  - Coverage Forms and Perils
                                  • 1. Covered Perils
                                    • 2. Basic, Broad and Special Forms
                                      Insurance Regulation6%- Claim Settlement Regulations
                                      • 1. Unfair Claim Practices
                                        • 2. Consumer Privacy
                                          - Disciplinary Actions
                                          • 1. Suspension and Revocation
                                            • 2. Penalties and Cease and Desist Orders
                                              - Licensing Requirements
                                              • 1. Qualifications and Application
                                                • 2. Bond and Fingerprinting
                                                  - License Maintenance
                                                  • 1. Assumed Names and Reporting
                                                    • 2. Renewal and Changes
                                                      Accident and Health Insurance Basics6%- Types of Coverage
                                                      • 1. Disability, Medical and Long-Term Care
                                                        • 2. Accidental Injury and Sickness
                                                          - Accident and Health Claims
                                                          • 1. Notice and Proof of Loss
                                                            • 2. Investigation and Payment of Claims
                                                              - Limited Policies
                                                              • 1. Accident-Only and Specified Disease
                                                                • 2. Hospital, Dental and Vision Coverage
                                                                  Homeowners Policy10%- Selected Endorsements
                                                                  • 1. Earthquake, Identity Fraud and Home Business
                                                                    • 2. New York Special Provisions
                                                                      - Property Coverages
                                                                      • 1. Dwelling, Other Structures and Personal Property
                                                                        • 2. Loss of Use and Additional Coverages
                                                                          - Coverage Forms
                                                                          • 1. HO-8
                                                                            • 2. HO-2 through HO-6
                                                                              - Liability Coverages
                                                                              • 1. Medical Payments to Others
                                                                                • 2. Personal Liability
                                                                                  - Perils, Exclusions and Conditions
                                                                                  • 1. Exclusions and Conditions
                                                                                    • 2. Perils Insured Against
                                                                                      Adjusting Losses11%- Role of the Adjuster
                                                                                      • 1. Duties and Responsibilities
                                                                                        • 2. Independent, Staff and Public Adjusters
                                                                                          - Claim Investigation
                                                                                          • 1. Claim Reporting and Documentation
                                                                                            • 2. Evidence and Witness Statements
                                                                                              - Property and Liability Losses
                                                                                              • 1. Coverage Verification and Loss Evaluation
                                                                                                • 2. Estimates, Depreciation and Salvage
                                                                                                  - Claim Settlement
                                                                                                  • 1. Subrogation, Appraisal and Arbitration
                                                                                                    • 2. Negotiation and Releases
                                                                                                      Medical Reports and Terminology4%- Injuries, Diseases and Medical Tests
                                                                                                      • 1. Common Injuries and Diseases
                                                                                                        • 2. Diagnostic Tests
                                                                                                          - Basic Human Anatomy
                                                                                                          • 1. Cardiovascular and Abdominal Systems
                                                                                                            • 2. Skeletal, Nervous and Respiratory Systems
                                                                                                              - Medical Terminology
                                                                                                              • 1. Medical Specialties
                                                                                                                • 2. Prefixes, Suffixes and Abbreviations
                                                                                                                  Insurance Basics6%- Insurance Contracts
                                                                                                                  • 1. Representations, Warranties and Concealment
                                                                                                                    • 2. Elements and Characteristics
                                                                                                                      - Insurance Principles
                                                                                                                      • 1. Insurable Interest and Indemnity
                                                                                                                        • 2. Hazards, Negligence and Liability
                                                                                                                          • 3. Causes and Valuation of Loss
                                                                                                                            - Policy Structure
                                                                                                                            • 1. Subrogation, Salvage and Loss Settlement
                                                                                                                              • 2. Limits, Deductibles and Other Insurance
                                                                                                                                • 3. Declarations, Conditions and Exclusions

                                                                                                                                  Insurance Licensing NewYorkIndependent General Adjuster (Series 17-70) Sample Questions:

                                                                                                                                  Question #1

                                                                                                                                  Under a Businessowners Policy, Inside the Premises - Robbery or Safe Burglary of Money and Securities, this coverage applies to robbery of

                                                                                                                                  • A. a custodian that takes place within the premises.
                                                                                                                                  • B. a client that takes place within the premises.
                                                                                                                                  • C. an employee that takes place off the premises.
                                                                                                                                  • D. a custodian that takes place off the premises.
                                                                                                                                  Reveal Solution  Discussion  0

                                                                                                                                  Correct Answer: A  🗳️

                                                                                                                                  Explanation: Only visible for BraindumpsVCE members. You can sign-up / login (it's free).

                                                                                                                                  Question #2

                                                                                                                                  If insurance is used to establish proof of financial responsibility to comply with the Motor Carrier Act of 1980, what endorsement can be used?

                                                                                                                                  • A. MCS-90 endorsement.
                                                                                                                                  • B. Mobile equipment endorsement.
                                                                                                                                  • C. Individual named insured endorsement.
                                                                                                                                  • D. Additional insured-lessor endorsement.
                                                                                                                                  Reveal Solution  Discussion  0

                                                                                                                                  Correct Answer: A  🗳️

                                                                                                                                  Explanation: Only visible for BraindumpsVCE members. You can sign-up / login (it's free).

                                                                                                                                  Question #3

                                                                                                                                  A broken bone is the same as a

                                                                                                                                  • A. fracture.
                                                                                                                                  • B. dislocation.
                                                                                                                                  • C. sprain.
                                                                                                                                  • D. strain.
                                                                                                                                  Reveal Solution  Discussion  0

                                                                                                                                  Correct Answer: A  🗳️

                                                                                                                                  Explanation: Only visible for BraindumpsVCE members. You can sign-up / login (it's free).

                                                                                                                                  Question #4

                                                                                                                                  A Public Employee Bond would be REQUIRED for which town employee?

                                                                                                                                  • A. Librarian.
                                                                                                                                  • B. Treasurer.
                                                                                                                                  • C. Lifeguard.
                                                                                                                                  • D. Truck driver.
                                                                                                                                  Reveal Solution  Discussion  0

                                                                                                                                  Correct Answer: B  🗳️

                                                                                                                                  Explanation: Only visible for BraindumpsVCE members. You can sign-up / login (it's free).

                                                                                                                                  Question #5

                                                                                                                                  An Individual Fidelity Bond protects a businessowner from economic losses caused by

                                                                                                                                  • A. the actions of a group of employees.
                                                                                                                                  • B. the dishonest actions of a specific employee.
                                                                                                                                  • C. fraud or breach of contract on the part of a supplier.
                                                                                                                                  • D. any of the employees named in the bond.
                                                                                                                                  Reveal Solution  Discussion  0

                                                                                                                                  Correct Answer: B  🗳️

                                                                                                                                  Explanation: Only visible for BraindumpsVCE members. You can sign-up / login (it's free).

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